Apply for a loan between £100 and £5000.00 and get a decision in minutes.

No hidden costs or broker fees.

Rates from 35.9% APR to max 1304% APR. Minimum loan length is 3 months. Maximum loan length is 36 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed).

Representative 1192% APR (variable)

How it works:

Personal Loan Information

Millions of people throughout the UK apply for loans every single month. It could be for home improvement, a holiday, a new car or to pay off some debt.

Whatever the reason Flexy Loans can give you an immediate decision and in most instances the money will be in your account the same day or within 24 hours.

Here at Flexy Loans, we search the market to provide you with the most cost-effective loan based on your circumstances, which takes away your stress, meaning you can get on with your day.

Why Choose 'Flexy-Loans'

Flexy-Loans work with hundreds of lenders throughout the UK to help you get the best loan available in the market place. 


We have already helped thousands of people get a loan, and we can do the same for you. A decision will be provided immediately and then decide if you want to proceed, the best thing; our service is free to everyone.

Who are Flexy-Loans

Flexy-Loans is an online loan broker for the short-term loan market. We work alongside some of the UK’s largest direct lenders, and we remove the need for our clients to search each lender individually to find the best deal, we do the hard work for you.


Applicants must be over 18 years old and a UK resident to apply. All applicants will be subject to credit checks which could result in a credit search being recorded on your credit file.  All affordability assessments will be carried out in line with the individual direct lenders lending criteria.

Flexy Loans FAQ's

Flexy-Loans is a broker, not a lender; we work with a range of lenders in return for a commission fee. Decide how much you want to apply for and fill in the short online form. We’ll search for a lender for you, and if approved, a loan agreement will be sent to you online.

Our lenders offer loans from £100-£5000.

Once approved, most loans are paid into your account on the same day and without any transaction charges. The time it takes for the cash to be received in your account will depend on your bank’s policies and procedures.*

Funds will be deposited to your bank account.

You must be over 18 and receiving a regular income each month, you will need a bank account with a valid debit card, be a UK resident and the lender must be able to prove your identity. This is the primary criteria; however, it will vary from lender to lender.

Flexy-Loans will not run a credit check. However, some lenders will assess your application in a variety of ways. This may include checking with credit reference and fraud prevention agencies. They will also assess your ability to repay the loan before deciding on your application.

It is important that before applying for any type of credit, you have made sure that you can make the repayments on the agreed date. If your circumstances change and you think you may be unable to repay the loan, it is essential to speak to the lender straight away so they can discuss the ways in which they can help. If you are experiencing financial problems, you can get free advice and support from a number of places, including Step Change Debt Charity, Citizens Advice Bureau & The National Debt Helpline.

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