Providing for your child on one income can be challenging. Getting a loan if you’re a single parent can also be difficult, especially if…
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Apply for a loan between £100 and £5000.00 and get a decision in minutes.
No hidden costs or broker fees.
Rates from 35.9% APR to max 1304% APR. Minimum loan length is 3 months. Maximum loan length is 36 months. Representative Example: £250 borrowed for 3 months. Total amount repayable is £411.63 in 3 monthly instalments of £137.21. Interest charged is £161.63, annual interest rate of 292% (fixed).
Millions of people throughout the UK apply for loans every single month. It could be for home improvement, a holiday, a new car or to pay off some debt.
Whatever the reason Flexy Loans can give you an immediate decision and in most instances the money will be in your account the same day or within 24 hours.
Here at Flexy Loans, we search the market to provide you with the most cost-effective loan based on your circumstances, which takes away your stress, meaning you can get on with your day.
We have already helped thousands of people get a loan, and we can do the same for you. A decision will be provided immediately and then decide if you want to proceed, the best thing; our service is free to everyone.
Applicants must be over 18 years old and a UK resident to apply. All applicants will be subject to credit checks which could result in a credit search being recorded on your credit file. All affordability assessments will be carried out in line with the individual direct lenders lending criteria.
Flexy-Loans is a broker, not a lender; we work with a range of lenders in return for a commission fee. Decide how much you want to apply for and fill in the short online form. We’ll search for a lender for you, and if approved, a loan agreement will be sent to you online.
Our lenders offer loans from £100-£5000.
Once approved, most loans are paid into your account on the same day and without any transaction charges. The time it takes for the cash to be received in your account will depend on your bank’s policies and procedures.*
Funds will be deposited to your bank account.
You must be over 18 and receiving a regular income each month, you will need a bank account with a valid debit card, be a UK resident and the lender must be able to prove your identity. This is the primary criteria; however, it will vary from lender to lender.
Flexy-Loans will not run a credit check. However, some lenders will assess your application in a variety of ways. This may include checking with credit reference and fraud prevention agencies. They will also assess your ability to repay the loan before deciding on your application.
It is important that before applying for any type of credit, you have made sure that you can make the repayments on the agreed date. If your circumstances change and you think you may be unable to repay the loan, it is essential to speak to the lender straight away so they can discuss the ways in which they can help. If you are experiencing financial problems, you can get free advice and support from a number of places, including Step Change Debt Charity, Citizens Advice Bureau & The National Debt Helpline.
Flexy-Loans is not a lender and does not make credit decisions. Flexy-loans matches customer applications with lenders in our network based on the information provided, in exchange for a commission paid by the lender for advertising services provided. There is no guarantee that you will be accepted by a lender or that you will be offered terms suitable for your financial needs. Not all lenders will be able to provide amounts up to £5000. The time required to process and transfer the loan varies by the lender. This website does not directly endorse any particular product or service. Any information on this site should serve as opinion only. As a condition of extending credit, some lenders you may be matched with may run a credit check from a credit reference agency. Late or missed payments may be subject to increased fees and/or interest rates.
If you wish to renew your loan, please discuss this with your lender in advance. Most lenders will charge the same rate of interest and fees for another month on the entire amount owed. In the event of non-payment, a loan renewal / extension could be automatic and further interest and/or charges may be added to your account.
If you are thinking of consolidating existing borrowing you should be aware that it may involve repaying a higher rate of interest, extending the terms of the debt and increasing the total amount you repay.
Rates from 49.9% APR to max 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £250 borrowed for 30 days. Total amount repayable is £310.00. Interest charged is £60.00, annual interest rate of 292% (fixed). *Subject to application being approved by the lender Representative 669.35% APR (variable)
*Not all lenders are able to provide up to £5000
*subject to lenders requirements and approval